Grayson County Courthouse in Sherman, Texas

Property Tax Resources · Grayson County, Texas

Grayson County
Property Taxes

DFW’s northern frontier — Grayson County’s 1.71% effective rate and $3,795 median bill reflect the rapid growth of Sherman and Denison as Dallas workers seek lower-cost alternatives 60 miles north.

APPROX.
138,000
Residents
Outstanding
$33.4M
County Debt (FY2025)
FY2025
$222
Debt Per Resident

Sources: Population — U.S. Census Bureau ACS 2024 estimates; County Debt — Texas Bond Review Board (FY2025)

🔴 2026 Protest Deadline: May 15, 2026 — or 30 days after your Notice of Appraised Value is mailed, whichever is later. Miss this date and you waive your right to protest.

Grayson County sits on the Red River at the northern edge of the DFW metroplex’s gravitational pull, with Sherman and Denison anchoring a county that has seen dramatic growth as remote work and affordability pressures pushed buyers northward. The county is also home to significant semiconductor and manufacturing investment, with Texas Instruments’ major chip plant bringing high-wage employment and accelerating residential demand.

Grayson County property owners who protested in 2024 saw strong results — nearly two-thirds achieved reductions. At a 1.71% effective rate and median bill of $3,795, the dollar savings from a successful protest are meaningful. Values in communities like Van Alstyne, Anna, and Gunter have risen sharply as DFW expansion reaches the county, and appraisals have followed. If your notice reflects a significant jump, the informal settlement process at Grayson CAD is worth pursuing before your ARB hearing.

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Grayson County Resources

Grayson Central Appraisal District

Official CAD site — appraisal notices, exemption applications, and district contact information.

Property Look-Up

Search your property record, view current appraised value, and verify exemption status.

File Your Protest

Grayson Central Appraisal District protest procedures, online filing portal, and deadline information for the current year.

Truth in Taxation

Every taxing entity’s proposed rate, adopted rate, and public hearing schedule for Grayson County.

📅 Protest Deadline Calculator

Enter the date your Notice of Appraised Value was mailed to find your exact filing deadline.

Your protest deadline is:
Grayson County Courthouse, Sherman, Texas

Truth in Taxation — Your Right to Be Heard

Every taxing unit in Grayson County — your school district, city, county — must publish its proposed rate and hold a public hearing before adopting any rate exceeding the no-new-revenue rate. These meetings are open. Your voice is on the record.

View Grayson County Tax Rates →

Who Taxes Grayson County Property Owners

Taxing EntityTypeRate (2025 adopted)
Grayson CountyCounty$0.3051/$100
Bells ISDSchool District$1.1363/$100
Collinsville ISDSchool District$1.1352/$100
Denison ISDSchool District$1.1550/$100
Gunter ISDSchool District$1.1872/$100
Howe ISDSchool District$1.2340/$100
Pilot Point ISDSchool District$0.9382/$100
Pottsboro ISDSchool District$0.9344/$100
S and S CISDSchool District$1.0070/$100
Sherman ISDSchool District$1.2342/$100
Tioga ISDSchool District$1.2269/$100
Tom Bean ISDSchool District$0.9239/$100
Trenton ISDSchool District$1.2072/$100
Van Alstyne ISDSchool District$1.1748/$100
Whitesboro ISDSchool District$1.1312/$100
Whitewright ISDSchool District$0.9781/$100

2025 adopted rates per Texas Comptroller Tax Rates & Levies (source). City, MUD, college and other special-district rates may also apply depending on your parcel. Your total depends on which districts your property falls in — verify current rates at your county appraisal district.

Local Help in Grayson County

These are local businesses that work with property owners in Grayson County. A listing is not an endorsement.

Red River Title Company

Sherman · Title Companies

Red River Title Company started in downtown Sherman in 2004 as a two-person fee-attorney office and grew into a locally owned company with four offices and more than twenty employees. Founder Doris Caston retired in 2025; ownership passed to her son, Shawn KinCannon, in 2023. The Sherman office is at 421 North Crockett Street.The firm provides residential and commercial title insurance and settlement services, and says its staff carry more than eight decades of combined experience in escrow and examinations. Several of its escrow officers have twenty to twenty-five years in the business.What distinguishes it here is coverage. Offices in Sherman, Anna, Whitesboro and Pottsboro span Grayson County and reach into north Collin County — precisely the corridor where the Dallas–Fort Worth metroplex is pushing north. Owners in that corridor are living through a specific property-tax experience: rapid market appreciation, appraisal values chasing it, and land moving out of agricultural use into development.Two things follow. A residence homestead exemption caps how fast the taxable value of an owner-occupied home can rise, at ten percent a year, which is real protection in a fast market — but only if the exemption is actually on file with the appraisal district. And agricultural land that stops qualifying can trigger a rollback assessment recapturing prior-year benefits with interest. Both are appraisal-district matters, handled on the district's calendar rather than at closing, and both reward paying attention before the notice of appraised value arrives in the spring rather than after the protest deadline has passed.Inclusion here is not an endorsement, and nothing is legal or tax advice. More Less

903-868-4446

Clifton And Jackson, LLC

Sherman · CPAs & Tax Preparers

Clifton And Jackson is an accounting firm at 1801 Texoma Drive in Sherman, near Austin College, and describes itself plainly as a locally owned and operated accounting firm serving Sherman, Denison and the surrounding area. Its services cover tax preparation, tax planning, estate and trust taxes, and bookkeeping, with a stated emphasis on one-on-one attention.The client list is the detail worth noticing: individuals, corporations, partnerships, limited liability companies — and farmers. In a county where working agricultural land sits alongside two growing towns, that last category carries specific property-tax weight.Texas taxes qualifying agricultural and timber land on its productive capacity rather than its market value, which is usually a very large reduction. Keeping that valuation depends on continuing to meet the degree-of-intensity and use standards the appraisal district applies, and the application and any required paperwork go to the appraisal district, not to the IRS. If the land stops qualifying — sold for development, taken out of production, or converted to another use — the county can assess a rollback recovering additional taxes for prior years along with interest.That is a decision most farm families face eventually as the metroplex expands north, and it is one where the federal return, the estate plan and the county appraisal roll all touch each other. A family weighing an offer on land held for decades is making all three decisions at once.Nothing here is tax advice, and inclusion is not an endorsement. Verify any professional's current license status before engaging them. More Less

903-893-7461

Chapin Title Company

Sherman · Title Companies

Chapin Title Company is at 620 North Travis Street in downtown Sherman, and its records reach back further than almost any business in Grayson County. M.J. Chapin started it as a one-man abstract company, working from a courthouse office and tracking every recorded instrument affecting real estate title. In 1990 the company acquired Tone Abstract Company, which had operated in nearby Denison since 1872. Phil and Ruth Adams bought the business in 1998.The firm issues title commitments, provides escrow services, offers oil and gas title information and writes title insurance through six national underwriters. It reports that its escrow officers average fifteen years in the title industry, and it works from downtown Sherman plus offices in Gainesville and Pilot Point and a separate abstracting office.The oil and gas piece is worth flagging for North Texas owners. Texas treats mineral interests as real property, and a producing mineral interest is appraised and taxed separately from the surface — which is why some landowners receive a tax statement for an interest they did not know they still held, or find an old reservation clouding a sale decades later. Sorting out who owns what beneath a tract is abstract work.For a surface owner facing a protest, the closing file is again the practical takeaway: a recorded settlement statement is the clearest evidence of what a property was actually worth in the year it changed hands.The company advertises a local Best Title Company in Texoma award across many years; that is a popularity award, not a credential. Inclusion here is not an endorsement. More Less

903-868-1415

Grayson County Title Co.

Denison · Title Companies

Grayson County Title Co. is at 1001 West Main Street in Denison and describes itself as the title company for Grayson County and beyond. It offers abstracting, title insurance and closing services, and publishes a premium calculator so a buyer or seller can estimate the title insurance cost from the sale price before reaching the closing table.The company's own definition of abstracting is useful to any property owner: an abstract is the compilation of all documents affecting title to a specific piece of property, reflecting ownership along with other title rights including mortgage interests, leasehold interests, mineral rights and easement rights. Closing, in its framing, is the final exchange in a sale — the deed delivered to the buyer, title transferred, financing documents and title insurance policies exchanged, and the agreed costs paid.Those two definitions cover most of what a Texas property owner ever needs from a title company, and they explain why the paperwork matters beyond the day of the sale. Easements and mineral reservations can limit what a tract can be used for, and a limitation on use is an argument about market value — the kind of thing worth raising with an appraisal district that has valued land as though it were unencumbered.Denison and Sherman anchor opposite ends of Grayson County, and having title offices at both ends is convenient for owners on the Red River side.A listing in this directory is not an endorsement and says nothing about the outcome of any transaction. More Less

903-465-2545

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Neighboring Counties

Collin County Cooke County Denton County Fannin County

Texas Property Tax Guides

Notice of Appraised Value

What your Notice means and exactly what to do — and by when — after it arrives.

Homestead Exemption & the New Law

How the Texas homestead exemption lowers your taxable value, including recent changes.

Should You Use a Consultant?

When a property tax consultant is worth it for protesting your appraisal.

Agricultural & Wildlife Valuations

Lesser-known special valuations that can cut the taxable value of qualifying land.

Property Tax Assistance Division

The state office that oversees appraisal districts and protects taxpayers.

The Chief Appraiser’s Role

Who sets your county’s values and why that role matters to your bill.

SponsoredOwnwell handles your Grayson County protest — evidence, filing, and hearings — on contingency.
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How to Protest Your Grayson County Property Taxes

1

Look Up Your Value

Search your account at graysoncad.org. Know your Notice of Appraised Value and the deadline printed on it.

2

File Your Protest

File online, by mail, or in person at Grayson Central Appraisal District: 512 N. Travis St., Sherman, TX 75090. Deadline: May 15, 2026 or 30 days after your notice was mailed.

3

Gather Your Evidence

Recent sales of comparable properties, your purchase price, photos of condition issues, and repair estimates all strengthen your case.

4

Try Informal Resolution

Before your ARB hearing, a CAD appraiser may offer to settle. Review any offer carefully — you can accept or proceed to the formal hearing.

5

Present to the ARB

The Appraisal Review Board is independent of the CAD. Present your evidence clearly and concisely. Most hearings run 15–30 minutes.

6

Appeal If Needed

Disagree with the ARB ruling? You may appeal to district court, binding arbitration, or SOAH (properties over $1 million).

“No person’s particular services shall be demanded, nor property taken or applied to public use, unless by the consent of himself or his representative, without just compensation being made therefor.”

— Section 13, Declaration of Rights, Republic of Texas, 1836

Grayson County is experiencing the kind of rapid value growth that happens when a major metro expands outward faster than incomes can follow. The founders of the Republic wrote the Declaration of Rights to prevent exactly this kind of extraction — where government captures rising values as automatic tax revenue without the property owner’s consent or recourse. The protest system is that recourse. At a 1.71% rate on a $3,795 median bill, using it matters. Look up your value. File your protest. The growth that raised your appraisal does not automatically entitle the taxing units to more of your income.

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