Fannin County sits at the edge of the Red River — ranch land, small towns, and the kind of deep-rooted Texas communities where families have held the same land for generations. Those landowners are now facing appraisal values shaped by DFW spillover pressure they never asked for, billed at rates set by a commissioners court that passed a 2024 budget requiring a draw from reserves to balance. The tax levy keeps climbing. The land hasn’t changed.

In 2024, Fannin County property owners filed 2,180 protests and recovered $1.51 million in tax savings. Sixty-four percent of informal protests resulted in a reduction. Only about 7% of parcels were protested in 2024 (Texas Comptroller, 2024 Appraisal District Operations Survey) — meaning the vast majority of owners who could have pushed back didn’t. The tools below will help you be one who does.

Sponsored · Property Tax Protest Service

Don’t want to fight this alone?
Let Ownwell do it.

Contingency basis — you pay nothing unless they reduce your bill.

Get a Free Analysis →

Fannin County Resources

Fannin Central Appraisal District

Official CAD site — appraisal notices, exemption applications, and district contact information.

Property Look-Up

Search your property record, view current appraised value, and verify exemption status.

Protest Information

Fannin CAD protest procedures, forms, and deadlines for the current protest period.

Truth in Taxation

Every taxing entity’s proposed rate, adopted rate, and public hearing schedule for Fannin County.

📅 Protest Deadline Calculator

Enter the date your Notice of Appraised Value was mailed to find your exact filing deadline.

Notice Mailed Date

Your protest deadline is:

Truth in Taxation — Your Right to Be Heard

Every taxing unit in Fannin County — your school district, city, county — must publish its proposed tax rate and hold a public hearing before adopting any rate that exceeds the no-new-revenue rate. These meetings are open to the public. Your testimony is on the record.

View Fannin County Tax Rates →

Photo: Fannin County Courthouse, Bonham, Texas. Wikimedia Commons, CC BY-SA 3.0.

Who Taxes Fannin County Property Owners

Taxing Entity	Type	Rate (2025 adopted)
Fannin County	County	$0.3503/$100
Blue Ridge ISD	School District	$1.2452/$100
Bonham ISD	School District	$1.0088/$100
Dodd City ISD	School District	$0.7689/$100
Ector ISD	School District	$0.8819/$100
Fannindel ISD	School District	$0.7952/$100
Honey Grove ISD	School District	$0.8662/$100
Leonard ISD	School District	$1.2252/$100
North Lamar ISD	School District	$0.8169/$100
Sam Rayburn ISD	School District	$0.8487/$100
Savoy ISD	School District	$0.7072/$100
Trenton ISD	School District	$1.2072/$100
Whitewright ISD	School District	$0.9781/$100
Wolfe City ISD	School District	$0.9396/$100

2025 adopted rates per Texas Comptroller Tax Rates & Levies (source). City, MUD, college and other special-district rates may also apply depending on your parcel. Your total depends on which districts your property falls in — verify current rates at your county appraisal district.

Local Help in Fannin County

These are local businesses that work with property owners in Fannin County. A listing is not an endorsement.

Cole Title Company

Bonham · Title Companies

Cole Title Company is at 709 North Center Street in Bonham and has been doing land, abstract and title work for Fannin County since 1895, when it opened as Fannin County Abstract Company. It runs with two full-time attorneys and holds agency relationships with eight title insurance underwriters, among them Alamo Title, Fidelity National, Chicago Title and First American.The services are title insurance, abstracting, attorney services, and closings for both residential and commercial transactions. In a rural county the abstract side carries more weight than people expect. An abstract compiles every recorded document affecting title to a tract — ownership, mortgages, leases, mineral reservations and easements — and on land that has passed through four or five generations that record is often the only place the full story exists.Two of those items bear directly on what a Fannin County owner pays. A utility easement, a pipeline crossing or a shared access road limits what a tract can be used for, and a limit on use is an argument about market value worth raising with the appraisal district. Separately, Texas treats mineral interests as real property and appraises producing interests separately from the surface, which is why a landowner sometimes gets a tax statement for something they did not know they owned.For anyone who bought recently, the closing file is the single most useful piece of protest evidence: a recorded settlement statement showing what the property actually sold for in that year.Inclusion in this directory is not an endorsement, and nothing here is legal or tax advice. More Less

903-583-3937

McClanahan and Holmes, LLP — Bonham

Bonham · CPAs & Tax Preparers

McClanahan and Holmes is an accounting firm with an office at 1400 West Russell in Bonham, one of three locations alongside Denison and Paris. The Bonham office is led by partner-in-charge Teffany Kavanaugh, CPA, with partner April Hatfield, CPA, and lists roughly eleven staff including tax managers and professional and administrative personnel.The practice covers business accounting, payroll, audits and reviews, tax preparation and planning, QuickBooks work, IRS problem resolution, strategic and succession planning, and non-profit accounting. Clients are small businesses, non-profits and individuals.Two of those lines matter for Fannin County property owners. Succession planning is the first: this is farm and ranch country, and land that passes to the next generation can lose its agricultural valuation if the use or the ownership changes without anyone filing with the appraisal district. When that happens the county can assess a rollback, recovering additional taxes for prior years plus interest. That is a decision made years ahead, not at the closing table.The second is non-profit accounting. Churches, cemeteries and charitable organizations can qualify for property tax exemptions in Texas, but those exemptions are applications filed with the county appraisal district and several must be renewed or re-verified. Organizations lose them by inattention more often than by ineligibility.Bonham is the county seat, so the appraisal district, the tax office and the courthouse records that decide all of this sit within a few blocks of each other — which makes an in-person visit a realistic option here in a way it is not in a metro county.Nothing here is tax advice, and a listing is not an endorsement. Verify any professional's current license status before engaging them. More Less

903-583-5574

List your business free

County rate is 2024 adopted rate. ISD rates shown are approximate — your school district depends on your property’s location within the county. Verify current rates at fannin.countytaxrates.com. Check your tax statement for all entities billing your property.

Neighboring Counties

Collin County Delta County Grayson County Hunt County Lamar County

Texas Property Tax Guides

Notice of Appraised Value

What your Notice means and exactly what to do — and by when — after it arrives.

Homestead Exemption & the New Law

How the Texas homestead exemption lowers your taxable value, including recent changes.

Should You Use a Consultant?

When a property tax consultant is worth it for protesting your appraisal.

Agricultural & Wildlife Valuations

Lesser-known special valuations that can cut the taxable value of qualifying land.

Property Tax Assistance Division

The state office that oversees appraisal districts and protects taxpayers.

The Chief Appraiser’s Role

Who sets your county’s values and why that role matters to your bill.

Sponsored Ownwell — professional Fannin County protest service. No win, no fee.

Start Free →

How to Protest Your Fannin County Property Taxes

1

Look Up Your Value

Search your account at fannincad.org. Know your Notice of Appraised Value and the deadline printed on it.

2

File Your Protest

File online, by mail, or in person at Fannin CAD: 831 W. State Hwy. 56, Bonham, TX 75418. Deadline: May 15, 2026 or 30 days after your notice was mailed.

3

Gather Your Evidence

Recent sales of comparable properties, your purchase price, photos of condition issues, and repair estimates all strengthen your case.

4

Try Informal Resolution

Before your ARB hearing, a CAD appraiser may offer to settle. 2,181 ARB protests were filed in Fannin County in 2024; 64% of protests resolved through the informal process received a value reduction, and 28% of written ARB determinations lowered the appraised value (Texas Comptroller, 2024 Appraisal District Operations Survey). Review any offer carefully.

5

Present to the ARB

The Appraisal Review Board is independent of Fannin CAD. Present your evidence clearly and concisely. Most hearings run 15–30 minutes.

6

Appeal If Needed

Disagree with the ARB ruling? You may appeal to district court, binding arbitration, or SOAH (properties over $1 million).

“No person’s particular services shall be demanded, nor property taken or applied to public use, unless by the consent of himself or his representative, without just compensation being made therefor.”

— Section 13, Declaration of Rights, Republic of Texas, 1836

Fannin County families have worked this land for generations. They did not sign up to subsidize a budget that commissioners passed 3–2 and balanced by drawing down reserves. The founders wrote this republic’s founding document while Santa Anna’s army was still in the field — and they were explicit that property shall not be taken without consent and just compensation. Show up. Look up your value. File your protest. Attend the hearings. The people setting these rates are your neighbors. They work for you — as long as you hold them to it.

How to Protest Your Taxes → Find Another County →

Partner · No Win, No Fee

Let a professional handle your Fannin County protest.

Ownwell files, negotiates, and fights on your behalf — start to finish. You pay only if they save you money.

Get Your Free Estimate →

Fannin CountyProperty Taxes