Property Tax Resources · Cooke County, Texas
Cooke County
Property Taxes
A growing North Texas county on the Oklahoma border — where Lake Kiowa and rural growth are driving rapid value increases.
Property Tax Resources · Cooke County, Texas
A growing North Texas county on the Oklahoma border — where Lake Kiowa and rural growth are driving rapid value increases.
Source: County debt — Texas Bond Review Board, FY2025 (no outstanding county bond debt reported).
Population: U.S. Census Bureau 2024 estimate. Effective tax rate: U.S. Census Bureau ACS 2024. Avg annual bill: calculated from Census ACS median home value. Protest data: Texas Comptroller, 2024 Appraisal District Operations Survey.
🔴 2026 Protest Deadline: May 15, 2026 — or 30 days after your Notice of Appraised Value is mailed, whichever is later. Miss this date and you waive your right to protest.
Cooke County sits on the Texas-Oklahoma border along I-35, with Gainesville as its county seat. The county encompasses Lake Kiowa, a private lake community that has attracted significant residential growth, as well as rural communities served by multiple school districts. With a population pushing 45,000 and the DFW metro’s influence reaching northward, property values have climbed steadily.
3,839 ARB protests were filed in Cooke County in 2024; 73% of protests resolved through the informal process received a value reduction, and 52% of written ARB determinations lowered the appraised value (Texas Comptroller, 2024 Appraisal District Operations Survey). Multiple taxing entities — including several ISDs, the county, North Central Texas College, and the Gainesville Hospital District — stack their rates on top of each other. Understanding your combined rate and verifying your appraised value are the two most important steps you can take.
Official CAD site — appraisal notices, exemption applications, and district contact information.
Search your property record, view current appraised value, and verify exemption status.
Cooke County Appraisal District protest procedures, online filing portal, and deadline information for the current year.
Every taxing entity’s proposed rate, adopted rate, and public hearing schedule for Cooke County.
Enter the date your Notice of Appraised Value was mailed to find your exact filing deadline.
Every taxing unit in Cooke County — your school district, city, county — must publish its proposed rate and hold a public hearing before adopting any rate exceeding the no-new-revenue rate. These meetings are open. Your voice is on the record.
View Cooke County Tax Rates →Photo: Cooke County Courthouse, Gainesville, Texas. Wikimedia Commons, CC BY-SA 4.0.
| Taxing Entity | Type | Rate (2025 adopted) |
|---|---|---|
| Cooke County | County | $0.3355/$100 |
| Callisburg ISD | School District | $0.8639/$100 |
| Collinsville ISD | School District | $1.1352/$100 |
| Era ISD | School District | $0.8131/$100 |
| Gainesville ISD | School District | $0.9977/$100 |
| Lindsay ISD | School District | $0.9411/$100 |
| Muenster ISD | School District | $0.9322/$100 |
| Pilot Point ISD | School District | $0.9382/$100 |
| Saint Jo ISD | School District | $1.0405/$100 |
| Sivells Bend ISD | School District | $0.6649/$100 |
| Slidell ISD | School District | $0.9726/$100 |
| Valley View ISD | School District | $0.9384/$100 |
| Walnut Bend ISD | School District | $0.6822/$100 |
| Whitesboro ISD | School District | $1.1312/$100 |
2025 adopted rates per Texas Comptroller Tax Rates & Levies (source). City, MUD, college and other special-district rates may also apply depending on your parcel. Your total depends on which districts your property falls in — verify current rates at your county appraisal district.
What your Notice means and exactly what to do — and by when — after it arrives.
How the Texas homestead exemption lowers your taxable value, including recent changes.
When a property tax consultant is worth it for protesting your appraisal.
Lesser-known special valuations that can cut the taxable value of qualifying land.
The state office that oversees appraisal districts and protects taxpayers.
Who sets your county’s values and why that role matters to your bill.
Search your account at cookecad.org. Know your Notice of Appraised Value and the deadline printed on it.
File online, by mail, or in person at Cooke County Appraisal District: 201 N. Dixon St., Gainesville, TX 76240. Deadline: May 15, 2026 or 30 days after your notice was mailed.
Recent sales of comparable homes, your purchase price, photos of property condition issues, and repair estimates all strengthen your case.
Before your ARB hearing, a CAD appraiser may offer to settle. Review any offer carefully before accepting — you can accept or proceed to the formal hearing.
The Appraisal Review Board is independent of the CAD. Present your evidence clearly and concisely. Most hearings run 15–30 minutes.
Disagree with the ARB ruling? You may appeal to district court, binding arbitration, or SOAH (properties over $1 million).
“No person’s particular services shall be demanded, nor property taken or applied to public use, unless by the consent of himself or his representative, without just compensation being made therefor.”
— Section 13, Declaration of Rights, Republic of Texas, 1836Cooke County sits at the crossroads of old Texas and new growth. Families who have ranched this land for generations are now watching their appraisals climb because of a real estate market they did not create and cannot control. The founders wrote that no person’s property shall be taken without just compensation and consent. When your appraised value exceeds what your property would actually sell for, that standard is not being met. Look up your value. File your protest. Show up to every rate hearing.
