Fannin County Courthouse in Bonham, Texas

Property Tax Resources · Fannin County, Texas

Fannin County
Property Taxes

Red River country, agricultural roots, and rising tax bills that long-time landowners never saw coming. Know your rights. Know your deadline.

APPROX.
37,000
Residents
Outstanding
$28.6M
County Debt (FY2025)
FY2025
$739
Debt Per Resident

Source: County debt — Texas Bond Review Board, FY2025.

Population: U.S. Census Bureau 2024 estimate. Effective tax rate: U.S. Census Bureau ACS 2024. Avg annual bill: calculated from Census ACS median home value. Protest data: Texas Comptroller, 2024 Appraisal District Operations Survey.

🔴 2026 Protest Deadline: May 15, 2026 — or 30 days after your Notice of Appraised Value is mailed, whichever is later. Miss this date and you waive your right to protest.

Fannin County sits at the edge of the Red River — ranch land, small towns, and the kind of deep-rooted Texas communities where families have held the same land for generations. Those landowners are now facing appraisal values shaped by DFW spillover pressure they never asked for, billed at rates set by a commissioners court that passed a 2024 budget requiring a draw from reserves to balance. The tax levy keeps climbing. The land hasn’t changed.

In 2024, Fannin County property owners filed 2,180 protests and recovered $1.51 million in tax savings. Sixty-four percent of informal protests resulted in a reduction. Only about 7% of parcels were protested in 2024 (Texas Comptroller, 2024 Appraisal District Operations Survey) — meaning the vast majority of owners who could have pushed back didn’t. The tools below will help you be one who does.

📅 Protest Deadline Calculator

Enter the date your Notice of Appraised Value was mailed to find your exact filing deadline.

Your protest deadline is:
Fannin County Courthouse, Bonham, Texas

Truth in Taxation — Your Right to Be Heard

Every taxing unit in Fannin County — your school district, city, county — must publish its proposed tax rate and hold a public hearing before adopting any rate that exceeds the no-new-revenue rate. These meetings are open to the public. Your testimony is on the record.

View Fannin County Tax Rates →

Photo: Fannin County Courthouse, Bonham, Texas. Wikimedia Commons, CC BY-SA 3.0.

Who Taxes Fannin County Property Owners

Taxing EntityTypeRate (2025 adopted)
Fannin CountyCounty$0.3503/$100
Blue Ridge ISDSchool District$1.2452/$100
Bonham ISDSchool District$1.0088/$100
Dodd City ISDSchool District$0.7689/$100
Ector ISDSchool District$0.8819/$100
Fannindel ISDSchool District$0.7952/$100
Honey Grove ISDSchool District$0.8662/$100
Leonard ISDSchool District$1.2252/$100
North Lamar ISDSchool District$0.8169/$100
Sam Rayburn ISDSchool District$0.8487/$100
Savoy ISDSchool District$0.7072/$100
Trenton ISDSchool District$1.2072/$100
Whitewright ISDSchool District$0.9781/$100
Wolfe City ISDSchool District$0.9396/$100

2025 adopted rates per Texas Comptroller Tax Rates & Levies (source). City, MUD, college and other special-district rates may also apply depending on your parcel. Your total depends on which districts your property falls in — verify current rates at your county appraisal district.

County rate is 2024 adopted rate. ISD rates shown are approximate — your school district depends on your property’s location within the county. Verify current rates at fannin.countytaxrates.com. Check your tax statement for all entities billing your property.

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How to Protest Your Fannin County Property Taxes

1

Look Up Your Value

Search your account at fannincad.org. Know your Notice of Appraised Value and the deadline printed on it.

2

File Your Protest

File online, by mail, or in person at Fannin CAD: 831 W. State Hwy. 56, Bonham, TX 75418. Deadline: May 15, 2026 or 30 days after your notice was mailed.

3

Gather Your Evidence

Recent sales of comparable properties, your purchase price, photos of condition issues, and repair estimates all strengthen your case.

4

Try Informal Resolution

Before your ARB hearing, a CAD appraiser may offer to settle. 2,181 ARB protests were filed in Fannin County in 2024; 64% of protests resolved through the informal process received a value reduction, and 28% of written ARB determinations lowered the appraised value (Texas Comptroller, 2024 Appraisal District Operations Survey). Review any offer carefully.

5

Present to the ARB

The Appraisal Review Board is independent of Fannin CAD. Present your evidence clearly and concisely. Most hearings run 15–30 minutes.

6

Appeal If Needed

Disagree with the ARB ruling? You may appeal to district court, binding arbitration, or SOAH (properties over $1 million).

“No person’s particular services shall be demanded, nor property taken or applied to public use, unless by the consent of himself or his representative, without just compensation being made therefor.”

— Section 13, Declaration of Rights, Republic of Texas, 1836

Fannin County families have worked this land for generations. They did not sign up to subsidize a budget that commissioners passed 3–2 and balanced by drawing down reserves. The founders wrote this republic’s founding document while Santa Anna’s army was still in the field — and they were explicit that property shall not be taken without consent and just compensation. Show up. Look up your value. File your protest. Attend the hearings. The people setting these rates are your neighbors. They work for you — as long as you hold them to it.

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