Property Tax Resources · Bandera County, Texas
Bandera County
Property Taxes
The Cowboy Capital of Texas — where Hill Country land values are rising faster than ranching income.
Property Tax Resources · Bandera County, Texas
The Cowboy Capital of Texas — where Hill Country land values are rising faster than ranching income.
Source: County debt — Texas Bond Review Board, FY2025.
🔴 2026
Bandera County is Hill Country Texas — live oaks, cypress-lined rivers, dude ranches, and working land that families have held for generations. The county is growing as people relocate from San Antonio and the surrounding metros, and appraisal values have risen sharply across both residential and rural properties. If your land or home backs up to that pressure, your appraisal notice deserves a hard look.
In recent years, protest success rates in Bandera County have been meaningful for those who showed up. Property owners who protested in 2023 saw reductions in roughly 16% of cases through informal and formal channels. The majority of property owners filed nothing at all. That is money left on the table every year.
Official CAD site — appraisal notices, exemption applications, and district contact information.
Search your property record, view current appraised value, and verify exemption status.
Bandera CAD protest procedures, online portal, and deadline information for the current year.
Every taxing entity’s proposed rate, adopted rate, and public hearing schedule for Bandera County.
Enter the date your Notice of Appraised Value was mailed to find your exact filing deadline.
Every taxing unit in Bandera County — your school district, city, county — must publish its proposed rate and hold a public hearing before adopting any rate exceeding the no-new-revenue rate. These meetings are open. Your voice is on the record.
View Bandera County Tax Rates →Photo: Bandera County Courthouse, Bandera, Texas. Wikimedia Commons, Public Domain.
| Taxing Entity | Type | Rate (2025 adopted) |
|---|---|---|
| Bandera County | County | $0.5304/$100 |
| Bandera ISD | School District | $0.7769/$100 |
| Medina ISD | School District | $0.8787/$100 |
| Northside ISD | School District | $1.0049/$100 |
| Utopia ISD | School District | $0.6669/$100 |
2025 adopted rates per Texas Comptroller Tax Rates & Levies (source). City, MUD, college and other special-district rates may also apply depending on your parcel. Your total depends on which districts your property falls in — verify current rates at your county appraisal district.
What your Notice means and exactly what to do — and by when — after it arrives.
How the Texas homestead exemption lowers your taxable value, including recent changes.
When a property tax consultant is worth it for protesting your appraisal.
Lesser-known special valuations that can cut the taxable value of qualifying land.
The state office that oversees appraisal districts and protects taxpayers.
Who sets your county’s values and why that role matters to your bill.
Search your account at esearch.bancad.org. Know your Notice of Appraised Value and the deadline printed on it.
File online, by mail, or in person at Bandera CAD: 1206 Main Street, Bandera, TX 78003. Deadline: May 15, 2026 or 30 days after your notice was mailed.
Recent sales of comparable properties, your purchase price, photos of condition issues, and repair estimates all strengthen your case.
Before your ARB hearing, a CAD appraiser may offer to settle. Review any offer carefully before accepting — you can accept or proceed to the formal hearing.
The Appraisal Review Board is independent of the CAD. Present your evidence clearly and concisely. Most hearings run 15–30 minutes.
Disagree with the ARB ruling? You may appeal to district court, binding arbitration, or SOAH (properties over $1 million).
“No person’s particular services shall be demanded, nor property taken or applied to public use, unless by the consent of himself or his representative, without just compensation being made therefor.”
— Section 13, Declaration of Rights, Republic of Texas, 1836Bandera County calls itself the Cowboy Capital of Texas — and that means something. The families who built this Hill Country did not do it so that rising appraisals could price them off their own land. When metro sprawl drives values up and tax bills follow, property owners in Bandera have every right to push back — and the law is squarely on their side. Look up your value. File your protest. Show up at the rate hearings. These numbers are set by people you can vote out.
