Stephens County Courthouse in Breckenridge, Texas

Property Tax Resources · Stephens County, Texas

Stephens County
Property Taxes

West Central Texas oil and ranch country on Possum Kingdom’s western edge — Stephens County’s 0.89% effective rate is below the national median, where Breckenridge serves a community built on oil production and ranch operations.

APPROX.
9,500
Residents
Outstanding
$4.3M
County Debt (FY2025)
FY2025
$449
Debt Per Resident

Sources: Population — U.S. Census Bureau ACS 2024 estimates; County Debt — Texas Bond Review Board (FY2025)

🔴 2026 Protest Deadline: May 15, 2026 — or 30 days after your Notice of Appraised Value is mailed, whichever is later. Miss this date and you waive your right to protest.

Stephens County lies in West Central Texas with Breckenridge as its county seat — a community built on Ranger oil field production in the 1910s–1920s and the sustained oil and gas activity that followed. The county borders Palo Pinto County and sits at the western edge of the Possum Kingdom Lake influence area, giving some of its landowners exposure to recreational land demand from Fort Worth buyers.

At 0.89%, Stephens County’s effective rate falls below the national median. For oil and gas mineral interest owners, verifying that production valuations reflect current market conditions is worth the effort. Agricultural landowners near Possum Kingdom should also check whether recreational comparable sales are inflating their farm valuations. Your deadline is May 15, 2026.

Free Protest Guide
You can protest your property taxes yourself — and most who do win.
Step-by-step filing instructions, deadlines, and evidence tips for your Texas protest.
Read the Guide →

Stephens County Resources

Stephens County Appraisal District

Official CAD site — appraisal notices, exemption applications, and district contact information.

Property Look-Up

Search your property record, view current appraised value, and verify exemption status.

File Your Protest

Stephens County Appraisal District protest procedures, online filing portal, and deadline information for the current year.

Truth in Taxation

Every taxing entity’s proposed rate, adopted rate, and public hearing schedule for Stephens County.

📅 Protest Deadline Calculator

Enter the date your Notice of Appraised Value was mailed to find your exact filing deadline.

Your protest deadline is:
Stephens County Courthouse, Breckenridge, Texas

Truth in Taxation — Your Right to Be Heard

Every taxing unit in Stephens County must publish its proposed rate and hold a public hearing before adopting any rate exceeding the no-new-revenue rate. These meetings are open. Your voice is on the record.

View Stephens County Tax Rates →

Who Taxes Stephens County Property Owners

Taxing EntityTypeRate (2025 adopted)
Stephens CountyCounty$0.6479/$100
Albany ISDSchool District$0.6822/$100
Breckenridge ISDSchool District$0.7575/$100
Graham ISDSchool District$0.9863/$100
Moran ISDSchool District$0.6616/$100
Ranger ISDSchool District$0.6611/$100
Woodson ISDSchool District$0.7688/$100

2025 adopted rates per Texas Comptroller Tax Rates & Levies (source). City, MUD, college and other special-district rates may also apply depending on your parcel. Your total depends on which districts your property falls in — verify current rates at your county appraisal district.

Neighboring Counties

Eastland County Palo Pinto County Shackelford County Throckmorton County Young County

Texas Property Tax Guides

Notice of Appraised Value

What your Notice means and exactly what to do — and by when — after it arrives.

Homestead Exemption & the New Law

How the Texas homestead exemption lowers your taxable value, including recent changes.

Should You Use a Consultant?

When a property tax consultant is worth it for protesting your appraisal.

Agricultural & Wildlife Valuations

Lesser-known special valuations that can cut the taxable value of qualifying land.

Property Tax Assistance Division

The state office that oversees appraisal districts and protects taxpayers.

The Chief Appraiser’s Role

Who sets your county’s values and why that role matters to your bill.

Free Help Protesting your Stephens County appraisal is free — file directly with your county appraisal district.
How to Protest →

How to Protest Your Stephens County Property Taxes

1

Look Up Your Value

Search your account at stephenscad.org. Know your Notice of Appraised Value and the deadline printed on it.

2

File Your Protest

File online, by mail, or in person at Stephens County Appraisal District: P.O. Box 351, Breckenridge, TX 76424. Deadline: May 15, 2026 or 30 days after your notice was mailed.

3

Gather Your Evidence

Recent sales of comparable properties, your purchase price, photos of condition issues, and repair estimates all strengthen your case.

4

Try Informal Resolution

Before your ARB hearing, a CAD appraiser may offer to settle. Review any offer carefully — you can accept or proceed to the formal hearing.

5

Present to the ARB

The Appraisal Review Board is independent of the CAD. Present your evidence clearly and concisely. Most hearings run 15–30 minutes.

6

Appeal If Needed

Disagree with the ARB ruling? You may appeal to district court, binding arbitration, or SOAH (properties over $1 million).

“No person’s particular services shall be demanded, nor property taken or applied to public use, unless by the consent of himself or his representative, without just compensation being made therefor.”

— Section 13, Declaration of Rights, Republic of Texas, 1836

Stephens County was built on oil — the Ranger field transformed this part of West Texas in ways that still echo a century later. The founders of the Republic wrote that no property shall be taken without consent and just compensation. Whether the property in question is a Breckenridge homestead or a mineral interest from the Ranger boom era, accurate appraisals are a right. Look up your value. File your protest. West Central Texas oil country deserves fair treatment.

How to Protest Your Taxes →Find Another County →
Do It Yourself
Handle your Stephens County protest yourself.
Most Texas homeowners who protest get a reduction. Use the appraisal-district links above and our free guide to file, present your evidence, and appeal — no fee, no middleman.
Read the Protest Guide →