Montgomery County Courthouse in Conroe, Texas

Property Tax Resources · Montgomery County, Texas

Montgomery County
Property Taxes

Houston’s fastest-growing suburban county — Montgomery County’s 1.86% effective rate and $4,148 median annual bill reflect explosive growth in The Woodlands, Conroe, and more than 150 Municipal Utility Districts that layer costs on top of base rates.

APPROX.
660,000
Residents
Outstanding
$536.8M
County Debt (FY2025)
FY2025
$716
Debt Per Resident

Sources: Population — U.S. Census Bureau ACS 2024 estimates; County Debt — Texas Bond Review Board (FY2025)

🔴 2026 Protest Deadline: May 15, 2026 — or 30 days after your Notice of Appraised Value is mailed, whichever is later. Miss this date and you waive your right to protest.

Montgomery County is one of the fastest-growing counties in the United States, anchored by The Woodlands — one of the most successful master-planned communities in American history — and fueled by decades of Houston suburban expansion northward along I-45. Conroe is the county seat, and communities from Magnolia to Willis to New Caney have absorbed growth that has transformed the county’s character. Montgomery County has over 150 Municipal Utility Districts, making its combined tax rates among the most complex in the state.

At 1.86%, Montgomery County’s effective rate is well above the state median. More than 150 MUDs mean combined rates can exceed 2.5% in newer master-planned communities. On a county where the average home value has exceeded $416,000, that produces bills well above the Texas median. 97,674 ARB protests were filed in Montgomery County in 2024; 88% of protests resolved through the informal process received a value reduction, and 76% of written ARB determinations lowered the appraised value (Texas Comptroller, 2024 Appraisal District Operations Survey). If your notice reflects a significant jump, the informal settlement process at Montgomery CAD is worth pursuing.

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Montgomery County Resources

Montgomery Central Appraisal District

Official CAD site — appraisal notices, exemption applications, and district contact information.

Property Look-Up

Search your property record, view current appraised value, and verify exemption status.

File Your Protest

Montgomery Central Appraisal District protest procedures, online filing portal, and deadline information for the current year.

Truth in Taxation

Every taxing entity’s proposed rate, adopted rate, and public hearing schedule for Montgomery County.

📅 Protest Deadline Calculator

Enter the date your Notice of Appraised Value was mailed to find your exact filing deadline.

Your protest deadline is:
Montgomery County Courthouse, Conroe, Texas

Truth in Taxation — Your Right to Be Heard

Every taxing unit in Montgomery County must publish its proposed rate and hold a public hearing before adopting any rate exceeding the no-new-revenue rate. These meetings are open. Your voice is on the record.

View Montgomery County Tax Rates →

Who Taxes Montgomery County Property Owners

Taxing EntityTypeRate (2025 adopted)
Montgomery CountyCounty$0.3770/$100
Cleveland ISDSchool District$1.0241/$100
Conroe ISDSchool District$0.9496/$100
Humble ISDSchool District$1.1052/$100
Magnolia ISDSchool District$0.9583/$100
Montgomery ISDSchool District$1.0912/$100
New Caney ISDSchool District$1.2552/$100
Richards ISDSchool District$0.8015/$100
Splendora ISDSchool District$1.2547/$100
Tomball ISDSchool District$1.0629/$100
Willis ISDSchool District$1.0349/$100

2025 adopted rates per Texas Comptroller Tax Rates & Levies (source). City, MUD, college and other special-district rates may also apply depending on your parcel. Your total depends on which districts your property falls in — verify current rates at your county appraisal district.

Neighboring Counties

Grimes County Harris County Liberty County San Jacinto County Walker County Waller County

Texas Property Tax Guides

Notice of Appraised Value

What your Notice means and exactly what to do — and by when — after it arrives.

Homestead Exemption & the New Law

How the Texas homestead exemption lowers your taxable value, including recent changes.

Should You Use a Consultant?

When a property tax consultant is worth it for protesting your appraisal.

Agricultural & Wildlife Valuations

Lesser-known special valuations that can cut the taxable value of qualifying land.

Property Tax Assistance Division

The state office that oversees appraisal districts and protects taxpayers.

The Chief Appraiser’s Role

Who sets your county’s values and why that role matters to your bill.

SponsoredOwnwell handles your Montgomery County protest — evidence, filing, and hearings — on contingency.
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How to Protest Your Montgomery County Property Taxes

1

Look Up Your Value

Search your account at mcad.org. Know your Notice of Appraised Value and the deadline printed on it.

2

File Your Protest

File online, by mail, or in person at Montgomery Central Appraisal District: 109 Gladstell St., Conroe, TX 77301. Deadline: May 15, 2026 or 30 days after your notice was mailed.

3

Gather Your Evidence

Recent sales of comparable properties, your purchase price, photos of condition issues, and repair estimates all strengthen your case.

4

Try Informal Resolution

Before your ARB hearing, a CAD appraiser may offer to settle. Review any offer carefully — you can accept or proceed to the formal hearing.

5

Present to the ARB

The Appraisal Review Board is independent of the CAD. Present your evidence clearly and concisely. Most hearings run 15–30 minutes.

6

Appeal If Needed

Disagree with the ARB ruling? You may appeal to district court, binding arbitration, or SOAH (properties over $1 million).

“No person’s particular services shall be demanded, nor property taken or applied to public use, unless by the consent of himself or his representative, without just compensation being made therefor.”

— Section 13, Declaration of Rights, Republic of Texas, 1836

Montgomery County was built on the promise that a master-planned community could offer quality of life, good schools, and reasonable taxes — but with over 150 MUDs layering levies on top of base county and ISD rates, many homeowners are now paying combined rates that exceed 2.5%. The founders of the Republic wrote that no property shall be taken without consent and just compensation. Every MUD levy, every ISD rate, every county assessment that exceeds what the evidence supports is a challenge to that principle. Look up your value. File your protest. Montgomery County’s growth shouldn’t come at the expense of fair assessment.

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For informational and educational purposes only. Property-Taxes-Texas.com is a citizen advocacy and education resource. Nothing on this site constitutes legal, financial, tax, or appraisal advice. We are not attorneys, CPAs, or licensed appraisers. Consult a licensed Texas attorney, qualified financial advisor, or certified appraiser for guidance specific to your situation. Deadlines, rates, and statutes are subject to change — verify all details with your county appraisal district or the Texas Comptroller before acting.

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